INSTALLATION FLOATER: This coverage provides "ALL RISKS" protection on property in transit or at a customer's premises that is to be installed. Once the equipment or supply has been installed, or upon acceptance and receipt by the purchaser, coverage ceases.
INSTALLMENT SALES FLOATER: This endorsement provides payment in the event of merchandise which you sell on an installment (payment plan) basis, becomes damaged or destroyed before those payments are realized. This coverage can be written on a "single-interest" or "duel interest plan".
JEWELERS BLOCK COVERAGE: This covers stocks of merchandise including pearls, precious/semi-precious stones, jewelry, watches, gold, silver, platinum & other precious metals used or held for commercial purposes.
MAIL COVERAGE INSURANCE: This coverage protects your business from loss or damage of your fiduciary parcels when those parcels are mailed from a United States Post Office to a desired destination within the U.S. or it's territories.
OCEAN MARINE CARGO: This coverage protects your goods and merchandise from perils of the sea while in transport by ocean carrier.
OWNERS' MOTOR TRUCK CARGO: This coverage protects your property and merchandise while being transported by your carrier. An endorsement has been added to extend coverage to property located at a terminal or loading platform.
PARCEL POST COVERAGE: This insures your property on an "all risks" basis, to arrive safely and undamaged to the addressed receiver.
PATTERN & DIE FLOATER: This coverage is designed to provide the cost of replacing expensive patterns or dies used to produce products within your premises. This covers both your own property as well as your customers property.
PHYSICIANS AND SURGEONS EQUIPMENT: This form covers medical, surgical and dental equipment and instruments, fixtures and furniture and tenants improvements.
REPORTING FORM: Because of the fluctuating values of your, a reporting form should be submitted on a monthly basis to ensure that you have the proper amount of coverage at all times. The premium charged is based on the gross monthly receipts or value of the insured stock or items.
SALESMENS FLOATER: This form covers samples of merchandise and catalogs that are in the charge of a salesman while traveling within the USA or Canada. Jewelry, and furs are not covered.
SALESPERSON'S SAMPLES: This coverage provides payment for lost or damaged merchandise being transported and used as a sample by outside salespersons.
SIGN COVERAGE: This added endorsement provides additional sign coverage for those scheduled signs of high value Included are neon, fluorescent, automatic or mechanical signs or lamps.
THEATRICAL PROPERTY: This form covers the scenery, props, costumes and equipment used for your theatrical performances and/or plays.
TOOLS AND EQUIPMENT FLOATER: This coverage protects against the loss or damage of your tools and equipment listed on the attached Equipment Schedule.
TRANSPORTATION INSURANCE: This coverage provides protection to your property and merchandise while being transported by carrier. It includes coverage of losses on an
"all risks" basis. This can be written for individual shipments of high value.
VALUABLE PAPERS: This coverage protects your valuable papers and records in the event of direct physical loss. This covers the cost of reproducing those lost or damaged documents up to the policy limit. Papers damaged or lost while in transit or while in the temporary custody of others are also insured. Irreplaceable documents may also be insured at a "stated amount".